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Florida — ZIP Code Safety Scores

Florida is the third most populous state. Look up safety scores and crime statistics for ZIP codes across Florida including Miami, Orlando, and Tampa. Click any ZIP code to see the full safety report.

Cities
States
Miami
33101
Downtown Miami
38 D
High Risk
33109
Miami Beach
44 C
Medium Risk
33131
Brickell
33 D
High Risk
33133
Coconut Grove
43 C
Medium Risk
33146
Coral Gables
45 C
Medium Risk
Orlando
32801
Downtown Orlando
50 C+
Medium Risk
32803
Colonialtown
43 C
Medium Risk
32804
College Park
48 C
Medium Risk
32806
SoDo
58 C+
Medium Risk
32836
Dr. Phillips
53 C+
Medium Risk
Tampa
33601
Downtown Tampa
46 C
Medium Risk
33606
Hyde Park
54 C+
Medium Risk
33609
South Tampa
52 C+
Medium Risk
33611
Bayshore
50 C+
Medium Risk
33629
Palma Ceia
43 C
Medium Risk
Jacksonville
32202
Downtown Jax
52 C+
Medium Risk
32205
Avondale
50 C+
Medium Risk
32207
San Marco
43 C
Medium Risk
32217
Mandarin
47 C
Medium Risk
32256
Southside
41 C
Medium Risk
Population
~23 million
Capital
Tallahassee
Largest City
Jacksonville
State Income Tax
None
Hurricane Season
Jun – Nov
Homeowners Insurance
Among highest in U.S.

About Safety Research in Florida

Florida's population has grown rapidly over the past decade, particularly in metro areas like Orlando, Tampa, and the broader Miami region. Tourist-heavy areas near beaches and entertainment districts often see elevated property crime statistics due to high foot traffic, while residential suburbs further from tourist zones tend to show stronger safety profiles. The state's year-round warm climate and lack of state income tax have driven significant migration, reshaping the safety landscape of many ZIP codes.

Florida's geography spans everything from dense urban cores in Miami to quiet retirement communities and rapidly developing suburbs around Orlando and Tampa, meaning safety scores can vary considerably even within the same county. Newer planned communities, especially in Central Florida, frequently show some of the more favorable safety statistics in the state.

A quick fact that surprises a lot of newcomers: Jacksonville, not Miami, is Florida's largest city by population within city limits — Miami's metro area is bigger, but the city itself is comparatively small. That matters for research because "Miami" often gets used as shorthand for the whole South Florida region when the actual ZIP codes involved can behave very differently.

Hurricane exposure is the other major factor that sets Florida apart from most of the country, and it isn't limited to the coast — a storm's wind and rain impact can reach well inland even after landfall. Repeated hurricane losses have also reshaped the insurance market: several private insurers stopped writing new policies or left the state entirely in recent years, leaving the state-backed Citizens Property Insurance as the fallback for many homeowners in higher-risk areas. It's worth checking flood zone and hurricane history alongside crime data, not instead of it.

Florida by Region: What Actually Changes

South Florida (Miami)

The most direct hurricane and storm surge exposure in the state, plus the densest urban core. Tourist and entertainment districts tend to show elevated property crime tied to foot traffic.

Central Florida (Orlando)

Tourism-driven economy with rapidly developing suburbs. Less direct storm surge risk than the coast, but still exposed to wind and heavy rainfall from a storm's inland path.

Tampa Bay

Storm surge risk from barrier islands and a bay that can funnel water inland during a direct hit — the region has had several close calls with major hurricanes in recent years.

North Florida (Jacksonville)

Florida's largest city by population, geographically closer to Georgia than to South Florida in both climate and culture, with less of the tourist-driven crime pattern seen further south.

Check Hazard Data for Florida Metros

Crime score is one piece of the picture in a hurricane state. Swap the ZIP for your own once you're on the tool page.

Common Questions About Safety in Florida

Is Florida safe to live in?

Florida covers everything from dense tourist-heavy urban cores to quiet retirement communities, so a statewide answer doesn't tell you much. Look up your specific ZIP code, and factor in hurricane exposure alongside crime data since both vary a lot depending on where in the state you land.

What part of Florida has the lowest crime?

Based on the ZIP-level data in this tool, newer planned communities away from tourist and entertainment districts, especially in Central Florida, tend to show stronger safety scores than dense downtown areas like Downtown Miami or Brickell.

When is hurricane season in Florida?

Atlantic hurricane season runs June through November, with the peak typically in August and September. Coastal metros like Miami and Tampa face the most direct storm surge risk, though inland areas like Orlando can still see serious wind and flooding impacts from a storm's path.

Is Florida homeowners insurance really that expensive?

For many Florida homeowners, yes. Repeated hurricane losses and rising litigation costs pushed several private insurers to stop writing new policies or leave the state entirely in recent years, leaving the state-backed Citizens Property Insurance as a fallback for many homeowners in high-risk areas.

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